At 98okr, your privacy matters. This Privacy Policy explains exactly what personal data we collect, why we collect it, how we use and protect it, and what rights you hold as a user — including Pakistani users whose data is processed through our platform.
These cards summarise our core data protection principles. Full details are provided in the policy sections below.
We collect only the personal data that is strictly necessary to provide our services, fulfil legal obligations and maintain account security. We do not collect data speculatively or beyond what is required for defined purposes.
All data in transit is protected using industry-standard TLS encryption. Data at rest is stored on secured servers with access controls, audit logging and regular security assessments to prevent unauthorized access.
You hold clear rights over your personal data — including the right to access, correct, restrict, object to and request deletion of your data. We honour these rights promptly. Requests are handled in English within the response windows set out below.
Your personal data is never sold to third parties. We share data only with service providers who operate under strict contractual data-processing agreements, or where required by law or a court order from a competent authority.
We do not hold data longer than necessary. Retention periods are defined by regulatory obligations (e.g., AML record-keeping requirements), the nature of data collected, and the lawful basis on which it was processed.
In the event of a personal data breach that poses a risk to your rights and freedoms, we will notify affected users and relevant supervisory authorities within the timeframes required by applicable data protection law.
Contents
1. Introduction 2. Definitions 3. Data Controller 4. Data We Collect 5. Lawful Basis 6. How We Use Your Data 7. Cookies & Tracking 8. Data Sharing 9. International Transfers 10. Data Retention 11. Data Security 12. Your Rights 13. Children's Privacy 14. Marketing 15. Policy Changes 16. Contact UsThis Privacy Policy ("Policy") is issued by 98okr ("we", "us", "our") and applies to all users ("you", "User") who access, register on or interact with the 98okr platform at https://98okr.cam, including visitors from Pakistan and other jurisdictions.
98okr operates as an English-language online betting and casino information platform serving Pakistani users. In the course of providing our services — including sports betting guides, cricket and PSL market information, casino reviews, bonus analyses and responsible gambling resources — we necessarily process certain personal data. This Policy explains what data we collect, the purposes for which we use it, how we protect it and the rights available to you.
By using the 98okr platform, you acknowledge that you have read and understood this Privacy Policy and that you consent to the collection and use of your data as described herein. If you do not agree, you should cease using the platform immediately.
98okr acts as the Data Controller in respect of all personal data collected through the Platform. As Data Controller, we are responsible for determining the purposes and means by which your personal data is processed and for ensuring that processing is carried out in accordance with applicable data protection standards.
Where we engage third-party service providers to process data on our behalf — for example, payment verification services, analytics providers, customer support tools or fraud detection systems — those parties operate as Data Processors under contractual obligations that reflect the data protection standards set out in this Policy.
We collect personal data through several channels, including direct registration, account use, KYC verification, customer support interactions and automated technical systems. The categories of data we may collect are as follows:
| Category | Examples | Collection Method |
|---|---|---|
| Identity Data | Full name, date of birth, CNIC or passport number, nationality | Registration form, KYC documents |
| Contact Data | Email address, phone number, residential city (e.g., Karachi, Lahore, Islamabad, Rawalpindi, Faisalabad, Multan, Peshawar) | Registration, account settings |
| Financial Data | Deposit/withdrawal history, payment method type, transaction amounts in PKR or other currencies | Cashier, transaction logs |
| Technical Data | IP address, device type, browser type and version, operating system, session timestamps | Automated — server logs, cookies |
| Usage Data | Pages visited, betting and game activity, session duration, feature interactions | Automated — analytics systems |
| Communications Data | Live chat transcripts, support tickets, email correspondence | Support channels |
| Responsible Gambling Data | Deposit/loss limits set, self-exclusion status, session time limits, reality check preferences | Account responsible gambling settings |
We process your personal data only where we have a valid lawful basis to do so. The lawful bases on which we rely are:
We use the personal data we collect for the following defined purposes:
98okr uses cookies and similar tracking technologies to operate the Platform, remember your preferences, analyse usage and support marketing activities. The types of cookies we use are as follows:
Cookie data is retained only for the duration necessary for each cookie type. Session cookies expire when you close your browser. Persistent cookies are retained for defined periods not exceeding 24 months unless renewed through continued use.
98okr does not sell, rent or trade your personal data to any third party. We share personal data only in the limited circumstances described below:
98okr operates globally and may process or store your personal data in countries outside of Pakistan. Some of our service providers — including cloud hosting, analytics and payment infrastructure providers — may be based in jurisdictions with different data protection frameworks from those currently applicable in Pakistan.
Where personal data is transferred internationally, we ensure that appropriate safeguards are in place to protect the data to a standard at least equivalent to that described in this Policy. Such safeguards include:
We retain personal data only for as long as is necessary for the purposes for which it was collected, or as required by applicable regulatory obligations. The following general retention periods apply:
| Data Category | Retention Period | Basis |
|---|---|---|
| Account & Identity Data | Duration of account + 5 years post-closure | AML / regulatory requirements |
| Financial & Transaction Data | Up to 7 years post-transaction | Financial record-keeping obligations |
| KYC Documents | 5 years from account closure | AML / CTF compliance |
| Communications & Support Records | 3 years from last interaction | Legitimate interests — dispute resolution |
| Responsible Gambling Records | 5 years from account closure | Regulatory compliance & player protection |
| Analytics & Technical Logs | Up to 26 months | Legitimate interests — security, improvement |
| Marketing Consent Records | Until consent is withdrawn + 3 years | Legal accountability requirement |
On expiry of the applicable retention period, personal data is securely deleted or anonymised. Where anonymisation is not technically feasible, data is pseudonymised and isolated from active processing systems.
We implement a comprehensive range of technical and organizational security measures designed to protect your personal data against unauthorized access, alteration, disclosure and destruction. These include:
Subject to applicable law and the specific circumstances of your request, you hold the following rights in respect of your personal data processed by 98okr:
Request a copy of all personal data we hold about you and information about how it is processed.
Request correction of inaccurate or incomplete personal data we hold about you.
Request deletion of your personal data where it is no longer necessary for the purpose collected, subject to regulatory retention obligations.
Request that we restrict (but not delete) processing of your data while a dispute or accuracy challenge is pending.
Object to processing based on legitimate interests or for direct marketing purposes. Marketing opt-out is absolute.
Receive your personal data in a structured, machine-readable format and transmit it to another controller where technically feasible.
The 98okr Platform is strictly intended for adults aged 18 and above — or the higher minimum age required by the operator or license jurisdiction. We do not knowingly collect personal data from individuals under the applicable minimum age.
If we discover that personal data has been collected from a person below the minimum age threshold without verified parental consent, we will promptly delete that data and close the associated account. Age verification may be requested at any time.
Parents and guardians of young adults are encouraged to use parental control software and internet filtering tools to prevent access to gambling platforms by minors. Local laws in Pakistan may impose additional obligations in this regard.
Where you have provided explicit consent, or where applicable law otherwise permits, 98okr may contact you with information about promotions, new features, cricket betting offers (including PSL and ICC tournament markets), casino updates and responsible gambling reminders.
Marketing communications may be delivered via email, SMS or in-platform notification. Each marketing communication will include a clear and immediate unsubscribe mechanism. You may also withdraw marketing consent at any time by:
Withdrawal of marketing consent does not affect the lawfulness of any processing carried out prior to withdrawal, and does not affect the receipt of non-marketing service communications — such as account security alerts, withdrawal confirmations or responsible gambling notifications.
We reserve the right to update or amend this Privacy Policy at any time. Any changes will become effective immediately upon publication on the Platform. The "Last Updated" date at the top of this page reflects the date of the most recent revision.
Where we make material changes — including changes to the categories of data collected, new sharing arrangements, or significant changes to retention periods or user rights — we will provide advance notice through a prominent notice on the Platform homepage or, where practicable, by email to registered users.
Your continued use of the Platform after publication of a revised Privacy Policy constitutes acceptance of the updated terms. If you do not agree with the changes, you must cease using the Platform and may request deletion of your personal data in accordance with Section 12.
For all data privacy enquiries, rights requests and concerns regarding the processing of your personal data, please contact the 98okr data protection point of contact using the details below. All communications should be submitted in English for efficient handling.
Privacy & Data Protection Enquiries
[email protected]Response Window
Within 30 days of receipt (extendable for complex requests)
Language
All privacy enquiries handled in English. Urdu assistance available on request.
When submitting a rights request, please include your full name, registered email address and a clear description of the right you wish to exercise. This allows us to locate your record efficiently and respond accurately. We may need to verify your identity before acting on a request.
Now that you know exactly how 98okr handles your data, explore the rest of the platform — from our full FAQ to responsible gambling tools and platform guides.