Gambling should always be entertainment — never a financial strategy. This page gives every 98okr user in Pakistan the tools, knowledge and support to keep gambling fun, controlled and within their means.
If gambling is causing harm to you or your family — affecting your finances, mental health, relationships or work — please stop playing immediately and contact a qualified counselling or problem gambling support service available in your area. You can also use the self-exclusion tool in your 98okr account to block access right now. Your wellbeing comes before any game.
Responsible gambling is not a slogan — it is a practical framework that keeps every player in control of their experience. At 98okr, we believe that every Pakistani player, whether in Karachi, Lahore, Islamabad, Rawalpindi, Faisalabad, Multan or Peshawar, deserves access to honest, clear information and functional tools that support safe play.
The core principle is straightforward: gambling is entertainment. The excitement of a live PSL T20 match, the tension of a cricket accumulator during an ICC tournament, the thrill of a roulette spin in a live dealer lobby — these are leisure experiences. The moment gambling becomes a way to recover losses, escape stress, or generate income, it has crossed into dangerous territory.
98okr is committed to making responsible gambling tools and information as prominent and accessible as any welcome bonus or game guide. This page is not hidden in a footnote. It is a first-class part of our platform.
Important: The Prevention of Gambling Act, 1977 applies in Pakistan. 98okr does not claim that online gambling is legal, authorized or regulated by the Government of Pakistan, PTA, State Bank of Pakistan or any provincial authority. Users are solely responsible for understanding applicable local law. This page provides guidance — not legal advice.
Decide your maximum spend in PKR before you start. Never exceed it.
Track how long you play. Take regular breaks every hour.
Losses are part of gambling. Chasing them leads to bigger losses.
Never gamble when tired, stressed, or under the influence of substances.
Only ever gamble with money you can genuinely afford to lose — money left over after all essentials (rent, bills, food, family needs) have been covered. Never gamble with rent money, savings or borrowed funds.
These tools are available in your 98okr account settings. Use them proactively — do not wait until gambling becomes a problem before activating them.
Set a maximum amount in PKR that you can deposit within a daily, weekly or monthly period. Once your limit is reached, no further deposits will be accepted until the period resets.
Cap the net amount you can lose within a defined period. When your loss limit is reached, further play is suspended until the limit period resets — giving you a hard stop before losses spiral.
Set a maximum session duration. When your time limit is reached, an alert is displayed and, where the hard limit is reached, your session is ended automatically. Available in increments from 30 minutes up to 4 hours per session.
Take a short break from gambling without fully closing your account. Cool-off periods of 24 hours, 48 hours, 1 week or 1 month are available. During a cool-off, your account is suspended and no marketing will be sent.
For users who need a longer or permanent break, self-exclusion blocks all account access for a minimum of 6 months, or permanently. All marketing communications are stopped. Self-exclusion requests are processed immediately by our support team.
Regular on-screen pop-ups show you your session time, total bets placed and net result during the session. These reminders interrupt play briefly to help maintain awareness of your gambling activity and encourage informed decisions about continuing.
Figures below are illustrative. Actual limits depend on operator settings and your account configuration.
Daily Deposit Limit
Maximum funding per calendar day
Weekly Deposit Limit
Maximum funding per 7-day rolling period
Monthly Loss Limit
Net loss cap per calendar month
Session Time Limit
Maximum continuous play per session
Self-Exclusion Duration
Voluntary account suspension period
It can be difficult to recognise when gambling shifts from entertainment to a problem — especially when you're caught up in the excitement of a PSL final or a live dealer hot streak. This self-assessment is a private check for your own awareness. No answers are submitted or stored.
If you answer "yes" to three or more of these questions, we strongly encourage you to take a break, activate one or more of the responsible gambling tools listed above, or seek support from a professional counselling or problem gambling service available in your area.
This self-check is entirely for your own reflection. No data is recorded, submitted or transmitted when you review these questions.
The more "yes" answers below, the further right you may be sitting on this spectrum.
Do you find yourself spending more money on gambling than you originally intended when you started a session?
Have you ever tried to win back money that you have lost by placing larger or more frequent bets?
Has gambling ever caused you to miss work, study, family commitments or important events in Karachi, Lahore, Islamabad or elsewhere?
Have you borrowed money — from friends, family, or financial services — specifically to fund gambling activity?
Do you feel restless, irritable or anxious when you try to reduce or stop gambling?
Have family members, friends or colleagues expressed concern about how much time or money you spend on gambling?
Do you find it difficult to stop gambling once you have started, even when you intended to play for a short time only?
Have you ever hidden the amount of time or money you spend gambling from people close to you?
3 or more "yes" answers? Please consider activating your self-exclusion or cool-off period immediately, or contact a problem gambling support service in your area. You can also email [email protected] with the subject "Responsible Gambling Request" for priority assistance.
Problem gambling can develop gradually and is often difficult to recognize from the inside. The following warning signs are commonly associated with gambling becoming harmful. Recognizing these in yourself — or in someone you care about — is the first step toward getting help.
Financial pressure: Regularly spending beyond your means, dipping into savings or borrowing money to fund gambling.
Preoccupation: Thinking about gambling constantly — planning next sessions, replaying past bets, calculating what you'd do with winnings.
Escalating stakes: Needing to bet larger amounts to get the same feeling of excitement — a classic sign of tolerance-building.
Escape gambling: Turning to gambling to escape real-life problems, stress, anxiety, loneliness or depression.
Relationship strain: Arguments about gambling with family members, withdrawing from social activities, secrecy about your gambling habits.
Failed attempts to stop: Repeatedly trying to reduce or quit gambling and finding that you cannot sustain it.
Guilt and shame: Feeling remorse after gambling sessions but returning to play despite those feelings.
If you recognise any of the warning signs above, taking action sooner rather than later makes a significant difference. Here is a practical sequence of steps.
Accepting that gambling has become a problem is genuinely difficult but is the most important step. You are not alone — problem gambling affects people across all backgrounds and cities.
Use the self-exclusion or cool-off tool in your 98okr account immediately. Email [email protected] if you need help activating it right now.
Sharing the problem with a trusted family member, close friend or community figure reduces isolation and creates accountability. Many families in Karachi, Lahore and across Pakistan have navigated this together.
Contact a qualified counselling or problem gambling helpline available in your jurisdiction. Professional support makes a measurable difference to recovery outcomes.
If gambling has caused financial difficulties, speak with a debt counsellor or financial advisor. Reputable banks in Pakistan — including HBL, UBL and Meezan Bank — offer financial counselling services. Addressing debt early prevents further compounding.
98okr is strictly for adults aged 18 and above — or the higher minimum age required by the operator or license jurisdiction. We enforce this without exception. Age verification documentation may be requested at any point, and accounts found to be registered by persons under the applicable minimum age will be closed immediately with all funds returned where verification permits.
If you are a parent or guardian and are concerned that someone under 18 in your household may be accessing gambling content, we recommend using parental control software and internet filtering tools to block access to gambling websites. Many internet service providers in Pakistan offer parental control options.
Reporting underage access: If you believe a person under 18 has registered on 98okr, contact us immediately at [email protected]. All reports are treated confidentially and actioned promptly.
Seeking help for a gambling problem is a sign of strength. The following types of support resources are available. Please contact a qualified service in your jurisdiction for current availability and contact details.
Dedicated helplines staffed by trained counsellors offer confidential support and guidance for problem gamblers and affected family members.
Cognitive behavioural therapy (CBT) and other therapeutic approaches have proven effectiveness in treating problem gambling. Qualified psychologists and counsellors are available in major Pakistani cities.
Peer support communities for problem gamblers provide connection, shared experience and mutual encouragement from others who understand the challenges of recovery.
If gambling has created debt or financial difficulty, financial counsellors can help you create a recovery plan, negotiate with creditors and regain financial stability.
Our support team is available 24/7 for responsible gambling requests. For self-exclusion activation, limit adjustments or any gambling welfare concern, contact us and mark your message as a priority responsible gambling request.
Response time: Priority handling — as quickly as possible. All communications are confidential.
The Prevention of Gambling Act, 1977 applies in Pakistan. 98okr does not claim that online gambling is legal, licensed, permitted or authorized by the Government of Pakistan, the Pakistan Telecommunication Authority (PTA), the State Bank of Pakistan or any provincial authority. This platform provides information only and nothing on this page constitutes legal advice.
Players in Pakistan are solely responsible for understanding and complying with all applicable laws in their own jurisdiction before accessing or participating in any form of online gambling. If you are uncertain about the legal status of online gambling in your area, please consult a qualified legal professional.
You've read the tools, understood the risks and know the warning signs. 98okr is here for Pakistani players who want clear information and a safe, informed experience. Explore the platform — responsibly.